- Key DifferentiatorYou can often get higher than advertised rates at your local branch if you do your homework. Print out the "Highest CD Rate Survey" below and bring it in with you. Also print out some of the advertisements showing rates advertised on your bank's competing web sites so you have proof. (Make sure the date shows on your printout so they know it is current.) It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your CD.
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