At Colonial First State, we have been helping Australians with their investment needs since 1988. In that time we have become one of Australia's leading wealth management groups, with more than A$145 billion under management. We provide investment, superannuation and retirement products to individuals as well as to corporate and superannuation fund investors. Our wide range and investment management expertise spans Australian and global shares, property, fixed interest, credit, hedge funds, infrastructure and private equity. In addition, our FirstChoice product offers over 100 investment options. Some of these options are managed by us and others by well-known investment managers and specialist boutique managers. We are also a leader in providing value for money, and offer the choice of retail and wholesale investment products.