GERSHMAN MORTGAGE Founded in 1953, Gershman Mortgage is one of the oldest independently owned mortgage bankers in the Midwest. In addition to their corporate headquarters located in St. Louis, the company has 18 branch offices in six states including: Missouri, Illinois, Colorado, Iowa, Oklahoma, and Florida. Gershman Mortgage is licensed to originate residential loans in eight states. For more than sixty years, Gershman Mortgage has been known for its experienced staff and outstanding customer service. RESIDENTIAL Gershman Mortgage works with clients to help find the best mortgage to suit their financial and homeownership goals. Knowing that one mortgage doesnÕt fit every homebuyer, Gershman offers a wide range of loan products from fixed rate and adjustable rate mortgages to jumbo loans, hybrid ARM mortgages and second mortgages. GershmanÕs no- and low-down payment loans, interest only payments, and cash-out mortgages offer borrowers increased flexibility. Gershman also offers FHA and VA loans; special programs for first-time buyers; and reverse mortgages for borrowers age 62 and older. MULTIFAMILY Gershman Mortgage provides multifamily and healthcare facility financing across the country. Named one of the nationÕs ÒTop Commercial ServicersÓ by Mortgage Servicing News and a Ginnie Mae mega-servicer, Gershman services $1.5 billion in loans for multi-family apartments and nursing home facilities. Gershman specializes in financing for multifamily facilities, skilled nursing homes, assisted living facilities and hospitals. Gershman originates and services all types of financing for new construction, substantial rehabilitation and refinancing. Gershman Mortgage is an Equal Housing Lender. NMLS #138063. For more information visit: www.gershman.com.